The application is fairly easy to use, and you only need to understand its basics to work with it successfully. Start with adding your accounts one by one and giving them their current balance. Do it in the left part of the screen (where you can see shelves) by tapping “Edit”. Then start working with the chalkboard navigating between the sticky notes. Green sticky note is meant for regular transactions. Blue sticky note is meant for recurring transactions. And the other two are meant for pie charts and bar charts. In the iPhone version you have two more sticky notes: purple is meant for the list of your accounts, and white one is meant for extra features. Extra features: export to HTML and CSV (Excel), sync with other iPads, import your OFX files, and set up a PIN code to protect your entries!
Navigate to the purple sticky note, and add all your accounts to the shelves. Tap the “Edit”, and you will see a new pending account, which you can add. Your accounts can be all your monetary accounts, such as banking accounts, cash, etc. When adding an account, you need to specify its name, icon, description and current balance, and tap “save”.
Go to the bottom part of the screen and navigate between sticky notes attached to the chalkboard. Blue note stands for recurring transactions; choose and fill it out. This way you will plan them.
Choose the green note now and add your one-time transactions. You can add your income, expenses and money transfers manually. Alternatively, you may import an OFX file by tapping the white sticky note. OFX is an international format for exchanging financial data, and the majority of banks support it. Please note that there are several types of OFX files, and the application supports only internationally recognized format. When your transaction is cleared, you need to approve it. Tap on the check mark to approve a transaction.
You can monitor your Balance change history. Tap any account on the shelf and you’ll see a list of transactions. The column “Balance” will display your account balance changes after every entered transaction. Please note that if you need to correct the balance of one of your accounts manually, you will have a new transaction “balance adjustment”. You also have a transaction “opening balance” in the very beginning. Those transactions help you to be aware of changes you have made to the application, and you cannot delete them.
Go to the yellow and red sticky notes, which stand for charts, to analyze your current situation after you have added and cleared your transactions. Use “Filter” button to build the charts for various data options.
Checkbook HD can import transaction data from your financial institution via the Internet, which simplifies the financial management process immensely. For this purpose use the Direct Connect feature.
Before start, please, contact your financial institution support service. First of all, you need to find out whether they provide direct download method, which allows you to download your financial data directly to your Personal Financial Management (PFM) software. If such a service is supported in your institution, the next thing you should learn is if enrollment is required.
Some financial institutions require you to fill out a paper form and mail it in, then wait for a welcome packet to be mailed back to you. Others provide online enrollment, and some do not require enrollment at all. Some banks charge monthly fees for direct downloads, and some do not. Before you begin using this service, please, be sure you’ve learned all the details and are aware of all possible fees.
Once you’re enrolled, your financial institution will provide you with a username and a password to connect to its download server. These parameters vary with different institutions. Often they will not match your general online banking account access login and password. Be sure to have the appropriate login details before beginning the set up process.
In order to set up Direct Connect, first go to the account list, tap “Edit”, then tap the chosen Account and turn on the Direct Connect option (tick the field “Use Direct Connect”). Then select your bank from the list, enter the connection parameters (login/password combination) and select your bank account. After that tap the “Save” button. If you are unable to connect after repeated attempts, please contact our support service for assistance.
To download transactions directly to the app or update them tap the button with arrows in the left upper corner If you download the transactions from your bank for the first time, please, remember to assign categories to transactions manually. Next time Checkbook HD will guess the category itself. However, there might be such expenses that will be new or considerably different in amount from the previous time, and the app will not recognize them. Therefore don’t forget to assign missing categories properly.
Have an idea how we could improve the app? Let us know! To get even more exposure to your idea, you may want to post your Feature Requests. Your requests can gain traction through community input and voting. We monitor the forums to consider functionality
changes and feature requests from our user community. Make sure to Like Checkbook HD on Facebook and follow us on Twitter to stay updated.